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​​​​​Rated A+ by the Better Business Bureau (BBB)

Better Business Bureau — The Better Business Bureau is the authority on trust in the marketplace. They set and uphold a high standard for ethical marketplace behavior so accreditation is a coveted honor. Because of this, the Better Business Bureau is the preeminent resource to turn to for objective, unbiased information on businesses and charities.

We are proud to be an Accredited Better Business Bureau Business that practices the eight standards of trust:

  • Build Trust
  • Tell the Truth
  • Honor Promises
  • Safeguard Privacy
  • Advertise Honestly
  • Be Transparent
  • Be Responsive
  • Embody Integrity

​​What is the Final Expense Market?

Rated A- Excellent by A.M. Best


A.M. Best Company — The oldest, most experienced rating agency in the world has been reporting on the financial condition of insurance companies since 1899. A.M. Best has given Lincoln Heritage Life Insurance Company its rating of a- (eXCELLENT) based upon financial information provided through 2012.


This "Excellent" rating is assigned after A.M. Best has completed an extensive quantitative and qualitative evaluation of a company's financial strength, operating performance and market profile. Best's Ratings represent the current and independent opinion of a company's financial strength and ability to meet obligations to policyholders. For a complete Best's Rating Report free of charge, please contact our office.

Best's Ratings are not a warranty of an insurer's current or future ability to meet its obligations to policyholders, nor are they a recommendation of a specific policy form, contract rate, or claim practice.

         More effective selling time: 

  • ​Excellent products with generous underwriting - Most people can qualify for coverage,   even with health issues.
  • Quick policy turnaround - reduces buyer's remorse
  • Simple sales process - presentations are 30 minutes to an hour, leaving time for more contact and presentation calls
  • Huge Market 
  • Prospects respond to lead solicitations - prospecting is simplified for the agent
  • The financial need is easily identified and the solution is affordable
  • The market is growing and the future looks great - because more people every day enter the prime age  group and the cost of funerals continues to rise, this market will enjoy sale growth for years to come

​​​​​Be in business for yourself but not by yourself ! 


LINCOLN HERITAGE LIFE INSURANCE COMPANY'S RATINGS

Our Business is about providing real value for real people

​​Reasons to specialize in the Final Expense Market

Pre-Qualifiers Fill this information and one of our manager will contact You Soon

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"We have perfected a final expense selling system that allows everyday insurance agents to reach their maximum potential.  What drives our insurance sales is the quality final expense leads we provide to our insurance agents on a daily basis.  No experience in the insurance industry, no problem.  If you are looking to make a career change, we will be with you every step of the way as you transition into one of the best career opportunities in America.  We will provide all our insurance agents a turn key selling system including, how to welcome insurance objections, and back room administrative support so you can focus on selling final expense life insurance full-time.  Our insurance sales jobs are extremely profitable for insurance agents that are eager, competitive, hard working, and most importantly willing to follow our system.  If you are an existing insurance agent, or simply looking for a career change you owe it to yourself to give us a call."  

​​​Why agents prefer this opportunity


  • Great final expense products
  • Our proven selling system
  • Consistent selling opportunities
  • Earn commissions 52 weeks per year
  • Training and support provided by our agency
  • Plans with liberal underwriting
  • Marketing Support
  • Back Office Support.
  • ​No E&O insurance is required for appointment.
  • Exotic Incentive Trips for Contest Winners

"It's no over until you win"

 JJ

The Final Expense Market is principally composed of Seniors in need of additional insurance for the specific purpose of paying for the expenses incurred at and around the time of death. In addition to funeral costs, final expenses can include hospital and other costs associated with an illness, probate costs ( where applicable), as well as other unforeseen cash outlays.

Many Seniors lose their insurance when they retire. Often individuals near retirement do not have permanent coverage, and government benefits pays only $255 to a beneficiary at the time of death. Combine that situation with the rising cost of funeral and it creates an opportunity for the sale of insurance. The many advantages of this market over typical insurance market are listed below.