What is final expense life insurance?
Even if you have fully prepared, this insurance provides a safety net for unanticipated items, allowing you to tell your loved ones “It is all taken care of.”
The unavoidable reality is that life ends. When that occurs, loved ones are left to deal with the sadness without you. Funerals and memorial services can seem extravagant ceremonies, however in truth they are crucial for your loved ones’ healing. They give the opportunity for closure, a chance to grieve, and a way to find understanding and meaning in a painful time.
Financial responsibilities do not just disappear, they remain, then often spouses are left with reduced incomes, children burdened with expenses, so consequentially family and loved ones must be asked for help. Final Expense Insurance is one of the best ways you can show care and preparation to your family. It is an ultimate expression of compassion and responsibility for those you leave behind.
While most people don't like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Final expense life insurance, can help protect loved ones from having to pay these costs out of pocket.
Today, the average funeral can exceed $9,000. In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services, such as transportation, preparation and embalming, use of the funeral home, a casket and headstone, a burial plot, gravesite, the burial service or alternatively, cremation. There may also be additional costs, such as flowers and the printing of memorial cards.
HOW MUCH DO FUNERALS COST?
Casket and Vault $3,695
Basic Services Fee $1,975
Facilities Charge $895
Preparation of Body $225
Service Car/Van $310
Transfer of Deceased $500
Memorial Service $300
TOTAL AVERAGE EXPENSES $9,000
Other cash payments, such as cemetery plot, headstone, etc. are not included in the above.
ONE TDM INSURANCE GROUP
5401 S Kirkman Rd
Orlando, FL 32819