When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.
Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the national leaders in helping people cover their funeral costs and other final expenses.
The Cash Insurance Benefits
Like everything today, funeral costs are rising. It's not uncommon for funeral costs to run tens of thousands of dollars, potentially leaving loved ones with a big financial burden.
But there is a simple solution. The Funeral Advantage program was designed to be a one stop easy way for Americans ages 45-85 to protect their loved ones from this possible financial hardship.
The Funeral Advantage program has two key components:
The first is a Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. No health examinations are necessary — only a few health questions on a one-page application. Most customers get coverage, even with health issues.
The second is the Family Support Services provided at no additional cost to every policyholder through the Funeral Consumer Guardian Society® (FCGS). Upon the death of a Funeral Advantage policyholder, a live representative from the FCGS is ready to go into action on your family's behalf to help surviving loved ones cope with the many details that immediately arise.
The Family Support Service
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